Many people, especially the elderly, might consider selling the bare property and keeping the usufruct while living at home: but does it make sense?
Of course it does, especially if the seller has little savings to spare and is looking for a good strategy to get some financial oxygen without getting into debt with the banks.
But buyer side, eye not to end up in the trap of thinking too optimistically “sooner or later the owner will fail or go to the nursing home”: the risk that health bursts and fields up to 100 years is around the corner.